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3. Mechanical failure. When mechanical components fail due to normal wear and tear — whether it's a seized engine or failed transmission — your auto insurance won't pay for repairs.
An insurance policy may or may not cover the costs associated with water damage and the process of water damage restoration. While a common cause of residential water damage is often the failure of a sump pump, many homeowner's insurance policies do not cover the associated costs without an addendum which adds to the monthly premium of the policy.
An insurance declarations page gives you a snapshot of what your policy coverage types and limits are, as well as details on what could be excluded from your policy. Retain this document in a safe ...
You are speaking to your insurance company: Your insurance policy number allows your carrier to quickly locate the details of your policy. You will likely need your policy number when contacting ...
A check engine light or malfunction indicator lamp (MIL), is a tell-tale that a computerized engine-management system uses to indicate a malfunction or problem with the vehicle ranging from minor (such as a loose gas cap) to serious (worn spark plugs, engine problems or a faulty oil valve, etc.).
An auto insurance claim is essentially your way of notifying your insurance provider that you’ll need to use your policy to cover expenses after your car is damaged in a covered incident. The ...
The insurance company will ordinarily pay the judgment, up to the policy limits, once a court determines that an uninsured motorist was at fault. Some states' laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.
Typically, a full-coverage car insurance policy includes: Liability insurance. Required by law to pay for injuries or damage you cause to others in an accident.