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  2. Substitute checks in the United States - Wikipedia

    en.wikipedia.org/wiki/Substitute_checks_in_the...

    A substitute check (also called an Image Replacement Document or IRD) [1] is a negotiable instrument that is a digital reproduction of an original paper check. As a negotiable payment instrument in the United States, a substitute check maintains the status of a "legal check" in lieu of the original paper check.

  3. How to Correct a Mistake on a Check: Step-by-Step - AOL

    www.aol.com/ve-mistake-while-writing-check...

    Memo line: The line in the bottom left corner of the check is the memo line and this is where you fill out the reason for payment. Signature line: This is located in the bottom right-hand corner ...

  4. Substitute check - Wikipedia

    en.wikipedia.org/wiki/Substitute_check

    A substitute check or cheque, also called an image cash letter (ICL), clearing replacement document (CRD), [1] or image replacement document (IRD), [2] is a negotiable instrument used in electronic banking systems to represent a physical paper cheque (check).

  5. Check 21 Act - Wikipedia

    en.wikipedia.org/wiki/Check_21_Act

    The Check 21 Act took effect one year later on October 28, 2004. The law allows the recipient of a paper check to create a digital version of the original, a process known as check truncation, into an electronic format called a "substitute check", thereby eliminating the need for further handling of the physical document. The recipient bank no ...

  6. How Long Are Checks Good for: Do Checks Expire? - AOL

    www.aol.com/long-checks-good-checks-expire...

    Company checks, also called business or paychecks, are similar to personal checks and good for six months. If you have an old paycheck that you never cashed, your best recourse is to contact the ...

  7. Memoization - Wikipedia

    en.wikipedia.org/wiki/Memoization

    If it is then called with a number greater than 5, such as 7, only 2 recursive calls will be made (7 and 6), and the value for 5! will have been stored from the previous call. In this way, memoization allows a function to become more time-efficient the more often it is called, thus resulting in eventual overall speed-up.

  8. Memorandum - Wikipedia

    en.wikipedia.org/wiki/Memorandum

    A memorandum (pl.: memorandums [1] [2] [3] or memoranda; from the Latin memorandum, "(that) which is to be remembered"), also known as a briefing note, is a written message that is typically used in a professional setting. Commonly abbreviated memo, these messages are usually brief and are designed to be easily and quickly understood. Memos can ...

  9. Minutes - Wikipedia

    en.wikipedia.org/wiki/Minutes

    Minutes may be created during the meeting by a typist or court reporter, who may use shorthand notation and then prepare the minutes and issue them to the participants afterwards. Alternatively, the meeting can be audio recorded , video recorded , or a group's appointed or informally assigned secretary may take notes, with minutes prepared later.