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  2. HO-2 homeowners insurance policies

    www.aol.com/finance/ho-2-insurance-194603218.html

    Key takeaways. An HO-2 policy is a type of homeowners insurance that only covers damages caused by perils specifically named in your policy. An HO-2 typically covers 16 named perils, including ...

  3. Does homeowners insurance cover mold?

    www.aol.com/finance/does-homeowners-insurance...

    Your home insurance might cover mold damage resulting from a covered peril. For example, a tree branch breaks a window in your home during a rainstorm, causing water to soak your floors and walls.

  4. What Is a homeowners insurance peril and how does it work? - AOL

    www.aol.com/finance/homeowners-insurance-peril...

    If and when a peril occurs and causes damage to your property, you may file a claim with your home insurance provider to help cover the repairs. A standard homeowners insurance policy lists the ...

  5. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    Broad "named perils" [5] – this form expands on the "basic form" by adding 6 more covered perils. Again, this is a "named perils" policy. The loss must specifically be listed to receive coverage. Fortunately, the "broad form" is designed to cover the most common forms of property damage. Broad-form covered perils: All basic-form perils

  6. Property insurance - Wikipedia

    en.wikipedia.org/wiki/Property_insurance

    An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...

  7. HO-4 insurance: what it covers and who might need it - AOL

    www.aol.com/finance/ho-4-insurance-covers-might...

    If a covered peril occurs and your belongings are damaged, you can file a claim with your insurance company. Note that most HO-4 policies include a deductible. So, your insurance company will help ...

  8. New York State Division of Housing and Community Renewal

    en.wikipedia.org/wiki/New_York_State_Division_of...

    The New York State Division of Housing and Community Renewal (DHCR) is an agency of the New York state government [1] responsible for administering housing and community development programs to promote affordable housing, community revitalization, and economic growth. Its primary functions include supervising rent regulations through the State ...

  9. HO-1 insurance - AOL

    www.aol.com/finance/ho-1-insurance-161756403.html

    This type of policy is the most limited homeowners insurance policy that can be purchased. HO-1 policies do not include personal property or liability coverage and have a short list of covered perils.

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    related to: homeowners covered perils list of providers in new york state department of health