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The Canada Savings Bond (French: Obligations d’épargne du Canada) was an investment instrument offered by the Government of Canada from 1945 to 2017, sold between early October and December 1 of every year. [1] It was issued by the Bank of Canada and was intended to offer a competitive interest rate, and had a guaranteed minimum interest rate.
It was made independent from the Canada Health and Social Transfer programme on April 1, 2004 to allow for greater accountability and transparency for federal health funding. In the 2017/18 fiscal year, the Canada Social Transfer was projected to be $13.7 billion. The Canada Social Transfer is legislated to grow at 3.0 per cent per year. [4]
A savings bond is a government bond designed to provide funds for the issuer while also providing a relatively safe investment for the purchaser to save money, typically a retail investor. The earliest savings bonds were the war bond programs of World War II. Examples of savings bonds include: Canada Savings Bond. Ontario Savings Bond
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Here’s a breakdown of the average and median retirement savings by age in Canada, based on data from the Federal Reserve’s Survey of Consumer Finances, and other sources including ChatGPT ...
In Canada, federal budgets are presented annually by the Government of Canada to identify planned government spending and expected government revenue, and to forecast economic conditions for the upcoming year.
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