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The ex-spouse must be entitled to Social Security retirement or disability benefits. You’ll have to contact the Social Security office to see if you qualify but you shouldn’t do so until you ...
According to the 2024 Social Security Statistical Supplement, there are about 1.98 million people actively receiving a spousal benefit from Social Security. The average monthly benefit was $890.24 ...
Can you claim spousal Social Security benefits before reaching your own full retirement age? Sure. However, your benefits will be reduced by 25/36 of 1% for each month you receive benefits before ...
However, the best way to get accurate estimates of your future benefits is for you and your spouse to create "my Social Security" accounts at www.ssa.gov, if you haven't already. First, have your ...
But there's no financial incentive to delay a spousal benefit claim past full retirement age. With spousal benefits, if you file at full retirement age, the most you can get is 50% of the monthly ...
However, if your spouse files before full retirement age, you will likely receive a permanently reduced benefit. Benefits may be reduced so that the spouse receives as little as 32.5 percent of ...
If your spouse is entitled to Social Security but hasn't yet claimed, you'll need to wait until they file before you can begin taking spousal benefits -- even if you're over age 62.
Image source: Getty Images. Qualification 2: You're at least 62 years old. Just like Social Security retirement benefits, you generally must be at least 62 to claim a spousal benefit.The same full ...