enow.com Web Search

Search results

1. Results from the WOW.Com Content Network

2. FICO score - Wikipedia

   en.wikipedia.org/wiki/FICO

   FICO (legal name: Fair Isaac Corporation), originally Fair, Isaac and Company, is a data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. [ 2 ] Its FICO score, a measure of consumer credit risk, [ 3 ] has become a fixture of consumer lending in the United States.

3. Credit score - Wikipedia

   en.wikipedia.org/wiki/Credit_score

   The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.

4. Criticism of credit scoring systems in the United States

   en.wikipedia.org/wiki/Criticism_of_credit...

   Opacity: credit score technology is not transparent so consumers are unable to know why their credit scores are affected. The scoring system has also been critiqued as a form of classification to shape an individual's life-chances—a form of economic inequality. [ 11 ] Since the 1980s, neoliberal economic policy has created an inverse ...

5. What do the different versions of FICO scores mean? - AOL

   www.aol.com/finance/different-versions-fico...

   What FICO scores are and what they mean. A FICO score is a credit score model from the Fair Isaac Corporation that lenders have used since 1989 to assess the credit risk of individual consumers ...

6. Social Credit System - Wikipedia

   en.wikipedia.org/wiki/Social_Credit_System

   [6] [7] [8] There is no universal social credit score or system. The origin of the concept can be traced back to the 1980s when the Chinese government attempted to develop a personal banking and financial credit rating system, especially for rural individuals and small businesses who lacked documented records. [9]

7. Credit rating - Wikipedia

   en.wikipedia.org/wiki/Credit_rating

   A credit rating is an evaluation of the credit risk of a prospective debtor (an individual, a business, company or a government), predicting their ability to pay back the debt, and an implicit forecast of the likelihood of the debtor defaulting. [ 1 ] The credit rating represents an evaluation from a credit rating agency of the qualitative and ...