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  2. Owner financing: What it is and how it works - AOL

    www.aol.com/finance/owner-financing-works...

    Example of owner financing Say a buyer is interested in a home priced at $380,000 and plans to put down $38,000, or 10 percent. Due to credit or financial circumstances, the buyer can only qualify ...

  3. UCC-1 financing statement - Wikipedia

    en.wikipedia.org/wiki/UCC-1_financing_statement

    A UCC-1 financing statement (an abbreviation for Uniform Commercial Code-1) is a United States legal form that a creditor files to give notice that it has or may have an interest in the personal property of a debtor (a person who owes a debt to the creditor as typically specified in the agreement creating the debt).

  4. Unemployment insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Unemployment_insurance_in...

    Unemployment insurance is funded by both federal and state payroll taxes. In most states, employers pay state and federal unemployment taxes if: (1) they paid wages to employees totaling $1,500 or more in any quarter of a calendar year, or (2) they had at least one employee during any day of a week for 20 or more weeks in a calendar year, regardless of whether those weeks were consecutive.

  5. Average high cost multiple - Wikipedia

    en.wikipedia.org/wiki/Average_high_cost_multiple

    In unemployment insurance (UI) in the United States, the average high-cost multiple (AHCM) is a commonly used actuarial measure of Unemployment Trust Fund adequacy. . Technically, AHCM is defined as reserve ratio (i.e., the balance of UI trust fund expressed as % of total wages paid in covered employment) divided by average cost rate of three high-cost years in the state's recent history ...

  6. Small business owners, independent contractors and gig workers soon will be getting 1099-K tax forms if they used any payment platform on which they had at least $5,000 in business transactions in ...

  7. Federal Unemployment Tax Act - Wikipedia

    en.wikipedia.org/wiki/Federal_Unemployment_Tax_Act

    The Federal Unemployment Tax Act (or FUTA, I.R.C. ch. 23) is a United States federal law that imposes a federal employer tax used to help fund state workforce agencies. Employers report this tax by filing Internal Revenue Service Form 940 annually.

  8. Can cold weather make you sick? Your grandma wasn't entirely ...

    www.aol.com/cold-weather-sick-grandma-wasnt...

    For example, think of eating lunch at work in the summer versus the winter. Viruses spread more easily inside, because air flow and turnover is not as fast compared with the outdoors.

  9. Unemployment benefits - Wikipedia

    en.wikipedia.org/wiki/Unemployment_benefits

    Unemployment benefits, also called unemployment insurance, unemployment payment, unemployment compensation, or simply unemployment, are payments made by governmental bodies to unemployed people. Depending on the country and the status of the person, those sums may be small, covering only basic needs, or may compensate the lost time ...

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