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2. Down payment assistance: How it works and how to get it - AOL

   www.aol.com/finance/mortgage-down-payment...

   Virtually every down payment program requires you to qualify for a 30-year, fixed-rate first mortgage to buy the home. Some programs can only be used with one type of mortgage, such as government ...

3. From grants to low-interest loans, this state-by-state guide ...

   www.aol.com/finance/grants-low-interest-loans...

   MyHome offers a deferred-payment junior loan of up to 3.5% of the purchase price or appraised value to assist with down payment and/or closing costs. Must be a first-time home buyer and complete ...

4. Guide to first-time homebuyer grants - AOL

   www.aol.com/finance/first-time-homebuyer-grants...

   America’s Home Grant provides up to $7,500 in lender credits for closing costs, while the Down Payment Grant provides up to $10,000 in down payment help. You’ll have to get your mortgage from ...

5. How much of a down payment will you need for a Georgia home ...

   www.aol.com/much-down-payment-georgia-home...

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6. Guide to first-time homebuyer loans and programs - AOL

   www.aol.com/finance/guide-first-time-homebuyer...

   Home Possible mortgage: Freddie Mac’s Home Possible mortgage program is the counterpart to the HomeReady mortgage, with a 3 percent minimum down payment requirement. HomeOne mortgage: This ...

7. Negative amortization - Wikipedia

   en.wikipedia.org/wiki/Negative_amortization

   Considering that raising a rate 1% on a mortgage at 5% is a 20% increase, the NegAm can grow quickly in a rising market. Typically after the 5th year, the loan is recast to an adjustable loan due in 25 years. This is for a 30 year loan term. Newer payment option loans often offer a 40 year term with a higher underlying interest rate. Life cap