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Fractional amounts of the policy will be paid out if the covered employee loses a bodily appendage or sight because of an accident. [2] [3] [4] Additionally, AD&D generally pays benefits for the loss of limbs, fingers, toes, sight and permanent paralysis. The types of injuries covered and the amount paid vary by insurer and package, and are ...
The employee pays the remaining fraction of the premium, usually with pre-tax/tax-exempt earnings. These percentages have been stable since 1999. [73] Health benefits provided by employers are also tax-favored: Employee contributions can be made on a pre-tax basis if the employer offers the benefits through a section 125 cafeteria plan.
Accidental discharge, a mechanical failure of a firearm causing it to fire; Active duty, a status of full duty or service, usually in the armed forces; Air defense, an anti-aircraft weaponry and systems