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  2. Are life insurance loans a bad idea? - AOL

    www.aol.com/finance/life-insurance-loans-bad...

    Loans: When you take a loan from your life insurance policy, you’re borrowing against the cash value. This means the cash value remains intact while the insurer lends you the money, using the ...

  3. How do title loans work, and are they ever worth the risk? - AOL

    www.aol.com/finance/title-loans-ever-worth-risk...

    Car title loans are a convenient way to get fast cash if you own your vehicle outright. ... prepare to provide the lender with a clear title, proof of insurance and a photo ID when applying for a ...

  4. Term vs. Whole Life Insurance: What’s the Difference?

    www.aol.com/finance/term-vs-whole-life-insurance...

    Each insurance type comes with pros and cons that make it difficult to decide the best. The choice should be based on the factors most likely to help the family cope with the loss of a loved one.

  5. Lombard credit - Wikipedia

    en.wikipedia.org/wiki/Lombard_credit

    One prominent role of Lombard credit is in use by the Federal Reserve System of the United States of America ("Fed"). Traditionally, the discount rate, [clarification needed] or the rate charged by the Fed to member banks in need of funds (ostensibly to maintain the required reserve ratio), was lower than the target federal funds rate, or the rate charged among banks for the same type of ...

  6. TitleMax - Wikipedia

    en.wikipedia.org/wiki/TitleMax

    A Nevada Court Judge ordered TMX Finance to void over 6,000 loans due to these unlawful practices. [13] In 2019, TitleMax was subject to a fine of $25,000 [ 14 ] and a $700,000 refund to more than 21,000 customers to resolve allegations of excessive interest and fee charges.

  7. Guaranteed issue life insurance - AOL

    www.aol.com/finance/guaranteed-issue-life...

    Unlike other options, guaranteed life insurance, a form of whole life insurance, bypasses the need for a medical exam for approval. Guaranteed life insurance offers a number of unique characteristics.

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