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  2. What is a mortgage? A definitive guide for aspiring homeowners

    www.aol.com/finance/mortgage-definitive-guide...

    Mortgage insurance – Your monthly payment might also include a fee for private mortgage insurance (PMI). For a conventional loan, this type of insurance is required when a buyer makes a down ...

  3. First-Time Homebuyer’s Guide to Mortgage Loans ... - AOL

    www.aol.com/finance/first-time-homebuyer-guide...

    First-Time Homebuyer’s Guide to Mortgage Loans, Programs and Incentives. Daria Uhlig. December 10, 2023 at 8:00 PM ... CreditSmart provides free education and tools to help you learn about ...

  4. 3 percent down mortgages: A guide to your options - AOL

    www.aol.com/finance/3-percent-down-mortgages...

    Beyond the Fannie Mae and Freddie Mac mortgage programs featuring 3 percent down payments, there are other types of mortgages that allow prospective home buyers to access homeownership with a low ...

  5. HomeReady mortgage guide - AOL

    www.aol.com/finance/homeready-mortgage-guide...

    HomeReady mortgage guide. Jeff Ostrowski. January 31, 2024 at 11:20 AM. ... A HomeReady mortgage is a type of conventional loan with a down payment requirement of just 3 percent. You can use it to ...

  6. Mortgage Jargon in Simple Terms - AOL

    www.aol.com/news/2010-09-14-guide-to-mortgage...

    Obtaining a mortgage loan means dealing with a lot of paperwork, from the documents you have to submit to documents you have to read and sign. More often than not, you're dealing with terms and ...

  7. How to shop for a mortgage without hurting your credit score

    www.aol.com/finance/shop-mortgage-without...

    Keep in mind: The credit score you see on free credit reports might be slightly different from the score mortgage lenders see since they might use different credit scoring models. Pay down debt

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