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  2. Variable universal life insurance - Wikipedia

    en.wikipedia.org/wiki/Variable_universal_life...

    Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts , similar to mutual funds , and the choice of which of the available separate accounts to use is entirely up to the contract owner.

  3. Universal life insurance - AOL

    www.aol.com/finance/universal-life-insurance...

    Indexed universal life (IUL), also known as equity-indexed universal life insurance, links your policy’s cash value growth to a stock market index, such as the S&P 500. While this offers the ...

  4. How Variable Universal Life (VUL) Insurance Works - AOL

    www.aol.com/finance/variable-universal-life-vul...

    Variable universal life insurance is a type of permanent life insurance policy, like whole life insurance. The growth in a VUL’s cash value is tax-deferred, like growth in a health savings ...

  5. What is cash value life insurance? - AOL

    www.aol.com/finance/cash-value-life-insurance...

    The cash value of a UL policy grows based on varied interest rates set by the insurance company, so it might rise and fall a bit over time. ... insurance. Variable life insurance is a policy with ...

  6. Universal life insurance - Wikipedia

    en.wikipedia.org/wiki/Universal_life_insurance

    Universal life insurance (often shortened to UL) is a type of cash value [1] life insurance, sold primarily in the United States.Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest.

  7. Indexed universal life - Wikipedia

    en.wikipedia.org/wiki/Indexed_universal_life

    Indexed universal life (often shortened to IUL) is a type of universal life insurance product that offers a death benefit coupled with a cash value account that can be used to pay policy premiums or take withdrawals and loans. [1]

  8. Indexed universal life insurance - AOL

    www.aol.com/finance/indexed-universal-life...

    How an indexed universal life insurance policy works. ... This is the maximum interest rate your policy can earn, even if the index performs better. For example, if the cap is 10 percent, and the ...

  9. Private placement life insurance - Wikipedia

    en.wikipedia.org/wiki/Private_placement_life...

    Chart of a life insurance. Variable or indexed life insurance is a form of life insurance that has cash value linked to the performance of one or more investment accounts within the policy. Because of its investment features, insurance carriers in the United States typically register offerings of variable life insurance with federal and state ...

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