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  2. Remote deposit - Wikipedia

    en.wikipedia.org/wiki/Remote_deposit

    Remote deposit or mobile deposit is the ability of a bank customer to deposit a cheque into a bank account from a remote location, without having to physically deliver the cheque to the bank. This was originally accomplished by scanning a digital image of a cheque into a computer then transmitting that image to the bank, but is now accomplished ...

  3. Check 21 Act - Wikipedia

    en.wikipedia.org/wiki/Check_21_Act

    Check 21 has also spawned a new bank treasury management product known as remote deposit.This process allows depositing customers the ability to capture front and rear images of checks along with their respective MICR data for those being deposited.

  4. Substitute checks in the United States - Wikipedia

    en.wikipedia.org/wiki/Substitute_checks_in_the...

    A substitute check (also called an Image Replacement Document or IRD) [1] is a negotiable instrument that is a digital reproduction of an original paper check.As a negotiable payment instrument in the United States, a substitute check maintains the status of a "legal check" in lieu of the original paper check, as authorized by the Check Clearing for the 21st Century Act (the Check 21 Act).

  5. Best online banks that take cash deposits - AOL

    www.aol.com/finance/best-online-banks-cash...

    Depositing a check at an ATM: In addition to cash, some banks allow you to deposit checks at their ATMs. To do so, endorse the check, insert your ATM card into the machine and follow the deposit ...

  6. Can You Deposit Someone Else’s Check In Your Account? - AOL

    www.aol.com/deposit-someone-else-check-account...

    Whether you visit your local branch or use a smartphone, writing and depositing a check is a straightforward process. And with the advent of modern technology and the Check 21 Act, processing and...

  7. Why Does My Bank Hold My Checks?

    www.aol.com/finance/why-does-bank-hold-checks...

    Large checks: Depositing a larger check could result in a hold if the bank wants to first verify that the check-writer has enough money to cover it. Banks must generally make the first $5,525 ...

  8. Cleaning card - Wikipedia

    en.wikipedia.org/wiki/Cleaning_card

    Check scanners are used by banks or business through remote deposit capture programs to take a digital image of the check and send the information to the bank for deposit. This is where the image of a check on your bank statement originates. If a check scanner is not properly cleaned financial institutions risk increased transaction failures ...

  9. Magnetic ink character recognition - Wikipedia

    en.wikipedia.org/wiki/Magnetic_ink_character...

    ⑆ (transit: used to delimit a bank code); ⑈ (on-us: used to delimit a customer account number); ⑇ (amount: used to delimit a transaction amount); ⑉ (dash: used to delimit parts of numbers—e.g., routing numbers or account numbers). In the check printing and banking industries the E-13B MICR line is also commonly referred to as the TOAD ...

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