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2. Can a goodwill letter get late payments removed from your ...

   www.aol.com/finance/goodwill-letters-payments...

   A goodwill letter is a formal letter sent to a creditor, lender or collection agency to request forgiveness for a late payment or other negative item on your credit report. In the letter, you ...

3. How to repair your credit in 5 steps - AOL

   www.aol.com/finance/repair-credit-5-steps...

   The bottom line. Taking charge of your credit is not just about numbers — it’s about taking control of your financial future. Whether you’re aiming to secure a loan, rent an apartment or ...

4. Foreclosure - Wikipedia

   en.wikipedia.org/wiki/Foreclosure

   Credit scores are greatly impacted after a foreclosure. The average number of points reduced when you are 30 days late on your mortgage payment is 40 – 110 points, 90 days late is 70 – 135 points, and a finalized foreclosure, short sale or deed-in-lieu is 85 – 160 points.

5. 10 Things To Do Now If You Have a 500 Credit Score - AOL

   www.aol.com/10-things-now-500-credit-000050279.html

   A poor credit score can be damaging and demoralizing -- particularly when you apply for a mortgage, personal loan or new car loan. FICO credit scores range from 300 to 850, and the higher the ...

6. Repossession - Wikipedia

   en.wikipedia.org/wiki/Repossession

   Sanchez, 836 S.W.2d 151, where a repossession agent towed away a car even after the loanee locked herself in it, the court decided that this was an unlawful breach of the peace and declared the repossession invalid. The debtor was also awarded $1,200,000 in damages from the bank involved.

7. Credit event - Wikipedia

   en.wikipedia.org/wiki/Credit_event

   A restructuring credit event, according to the ISDA, occurs when there is either a reduction in the interest rate or principal amount, a deferment or other postponement for payment, a change that causes subordination to obligations, or if there is any change in the composition of the payments interest and principal.