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  2. How to maximize your 0% APR credit card and avoid debt traps

    www.aol.com/finance/maximize-0-apr-credit-card...

    Debt to pay off. Monthly payments. Time to pay off. Interest/fees paid. Card with 15-month intro APR offer. $5,150 (principal balance + BT fee) $300. 17. $150 BT fee, $12.10 in interest

  3. Want a better credit card interest rate? Try smaller ... - AOL

    www.aol.com/finance/want-better-credit-card...

    With average credit card interest rates at an all-time high, snagging a lower rate could help reduce the interest you pay and enable you to get out of debt more quickly. ... [Capital One and ...

  4. How I’ve earned credit card rewards without paying a dime in ...

    www.aol.com/finance/ve-earned-credit-card...

    The best way to 'get ahead' with credit card rewards is to always pay your statement balance in full each month. An exception can be made if your card offers 0 percent APR for a limited time, but ...

  5. Will Credit Card Companies Lower My Interest Rate if I Ask? - AOL

    www.aol.com/lifestyle/credit-card-companies...

    The average credit card interest rate as of November 2023 according to the Federal Reserve was 22.75%. ... The nation’s capital is not a state, but the District of Columbia has one of the ...

  6. 8 tips for using gas credit cards wisely - AOL

    www.aol.com/finance/8-tips-using-gas-credit...

    A typical gas credit card can have interest rates between 20 percent and 30 percent APR. When you carry a balance, the interest charges that you pay can easily exceed the value of the cash back or ...

  7. Credit card interest rate forecast for 2025: Rates will only ...

    www.aol.com/finance/credit-card-interest-rate...

    Key credit card interest rate insights. Highest average credit card interest rate in 2024: 20.79 percent (Aug. 24, 2024) Lowest average credit card interest rate in 2024: 20.27 percent (Dec. 31, 2024)

  8. Should I close my credit card if I have a high interest rate?

    www.aol.com/finance/close-credit-card-high...

    A credit card with a high interest rate can cost you a lot of money over time if you aren’t able to pay off your balances in full every month. If you’re currently carrying a balance on a high ...

  9. Credit card scammers are excited for the next Fed rate cut ...

    www.aol.com/finance/credit-card-scammers-excited...

    In this one, a scammer gets in touch with you and promises to lower the interest rate on your mortgage, credit card or other type of loan. In return, you need to “pay with your credit card or ...