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A credit note or credit memo is a commercial document, utilized in business transactions to indicate a reduction in the amount owed by a customer or owed to a supplier. If the customer returns goods to the seller, the invoice previously issued is cancelled, in part or as a whole, with a credit note.
Under the Fair Credit Reporting Act, all three credit-reporting agencies (Equifax, Experian and TransUnion) in the United States are required to allow consumers to attach a 100-word statement to ...
Back-formation is either the process of creating a new lexeme (less precisely, a new "word") by removing actual or supposed affixes, or a neologism formed by such a process. Back-formations are shortened words created from longer words, thus back-formations may be viewed as a sub-type of clipping .
Letters of credit are also sometimes used as part of fraudulent investment schemes. [31] In the international banking system, a letter of undertaking (LOU) is a provisional bank guarantee, under which a bank allows its customer to raise money from another bank's foreign branch in the form of short-term credit.
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Back-formation may be similar to the reanalyses or folk etymologies when it rests on an erroneous understanding of the morphology of the longer word. For example, the singular noun asset is a back-formation from the plural assets. However, assets was not originally a plural; it is a loanword from Anglo-Norman asetz (modern French assez).
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