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Covered California is the health insurance marketplace in the U.S. state of California established under the federal Patient Protection and Affordable Care Act (ACA). The exchange enables eligible individuals and small businesses to purchase private health insurance coverage at federally subsidized rates.
All plans must meet guidelines spelled out by the Patient Protection and Affordable Care Act. Enacted in 2010, the law paved the way for rights and protections that were unheard of just 14 years ago.
The focus was on creating local or regional exchanges that offered a series of standardized health care plans that reduced the complexity and cost of acquiring or understanding health care insurance, while simplifying claims administration. The system was modeled after the standardized stock exchange and banking industry back office processes ...
“Medicare Drug Plans may have a very low premium but high drug co-pays or deductibles and a high premium but with no deductible and much smaller copays. For many clients, budgeting the higher ...
At various times during and after ACA debate Obama said, "If you like your health care plan, you'll be able to keep your health care plan." [ 386 ] [ 387 ] However, in fall 2013 millions of Americans with individual policies received notices that their insurance plans were terminated, [ 388 ] and several million more risked seeing their current ...
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