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2. What is a credit card charge-off? - AOL

   www.aol.com/finance/credit-card-charge-off...

   What does a credit card charge-off mean? A charge-off is a debt that has gone continuously unpaid for a sufficient amount of time — usually around 180 days — and that the creditor has given up ...

3. Don't fall for a credit repair scam: Clean up your credit for ...

   www.aol.com/finance/credit-repair-160240600.html

   Go to AnnualCreditReport.com or call 877-322-8228 to pull copies of your credit reports from the three major credit bureaus: Equifax, Experian and TransUnion. This service is free and is the only ...

4. How to clean up credit reports - AOL

   www.aol.com/finance/clean-credit-reports...

   While most negative information falls off your credit report after seven years, it doesn’t mean your credit is automatically clear. Some items, like bankruptcies, can remain for up to 10 years.

5. Charge-off - Wikipedia

   en.wikipedia.org/wiki/Charge-off

   A charge-off is one of the most adverse factors that can be listed on a credit report. [2] It will then be listed as such on the debtor's credit bureau reports (Equifax, for instance, lists "R9" in the "status" column to denote a charge-off.) The item will include relevant dates, and the amount of the bad debt. [3]

6. 8 steps to remove old debt from your credit report

   www.aol.com/finance/8-steps-remove-old-debt...

   Here are a few steps you can take to get old debt off your credit report. 1. Get all three of your credit reports ... your 10-year-old retail card debt and has started putting it on your credit ...

7. How to Remove Derogatory Items From Your Credit Report - AOL

   www.aol.com/remove-derogatory-items-credit...

   Missed payment. 7 years. Account charge-off. 7 years. Repossession. 7 years. Collections. 7 years. Student loan delinquency or default. 7 years. Debt settlement. 7 years