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  2. What is a credit card charge-off? - AOL

    www.aol.com/finance/credit-card-charge-off...

    What does a credit card charge-off mean? A charge-off is a debt that has gone continuously unpaid for a sufficient amount of time — usually around 180 days — and that the creditor has given up ...

  3. How to dispute an error on your credit report - AOL

    www.aol.com/finance/dispute-error-credit-report...

    Each lender, bank or credit card company chooses which credit bureaus to report your information to. That means an account might show up on just one or two of your reports, rather than all three.

  4. 8 steps to remove old debt from your credit report

    www.aol.com/finance/8-steps-remove-old-debt...

    Here are a few steps you can take to get old debt off your credit report. 1. Get all three of your credit reports ... your 10-year-old retail card debt and has started putting it on your credit ...

  5. Charge-off - Wikipedia

    en.wikipedia.org/wiki/Charge-off

    A charge-off is one of the most adverse factors that can be listed on a credit report. [2] It will then be listed as such on the debtor's credit bureau reports (Equifax, for instance, lists "R9" in the "status" column to denote a charge-off.) The item will include relevant dates, and the amount of the bad debt. [3]

  6. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    Go to AnnualCreditReport.com or call 877-322-8228 to pull copies of your credit reports from the three major credit bureaus: Equifax, Experian and TransUnion. This service is free and is the only ...

  7. Comparison of free credit monitoring services - Wikipedia

    en.wikipedia.org/wiki/Comparison_of_free_credit...

    Credit bureau(s) Full SSN required? Scoring model AnnualCreditReport.com: Annual full official report (one from each agency) [3] Equifax, Experian, TransUnion [3] Yes [3] No score provided CreditCards.com by Bankrate: Monthly full report [4] TransUnion [4] Last 4 digits only VantageScore 3.0 [4] CreditWise Capital by Capital One: Weekly full ...

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