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To implement user authentication using a fingerprint enabled smart card, the user has to authenticate himself/herself to the card by means of the fingerprint before starting a payment transaction. Several companies [29] offer cards with fingerprint sensors, including: Thales: Biometric card, IDEMIA: F.Code, originally developed by NagraID Security,
Mobile identity is a development of online authentication and digital signatures, where the SIM card of one's mobile phone works as an identity tool. Mobile identity enables legally binding authentication and transaction signing for online banking, payment confirmation, corporate services, and consuming online content.
More concerningly however, if a respond request is issued by a bank, using the sign mode with the same number and an amount of ¤0.00 will again generate a valid result which creates a possibility for a fraudster to instruct a customer to do a "test" challenge response for an amount of ¤0.00 which is in fact going to be used by the fraudster ...
One form of eID is an electronic identification card (eIC), which is a physical identity card that can be used for online and offline personal identification or authentication. The eIC is a smart card in ID-1 format of a regular bank card , with identity information printed on the surface (such as personal details and a photograph) and in an ...
Initial sign-on prompts the user for the smart card. Additional software applications also use the smart card, without prompting the user to re-enter credentials. Smart-card-based single sign-on can either use certificates or passwords stored on the smart card.
The third step is the testing step. This process may use a smart card, username, or ID number (e.g. PIN) to indicate which template should be used for comparison. [note 1] Positive recognition is a common use of the verification mode, "where the aim is to prevent multiple people from using the same identity". [8]
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In a typical digital signature implementation, the hash calculated from the document is sent to the smart card, whose CPU signs the hash using the stored private key of the user, and then returns the signed hash. Typically, a user must activate their smart card by entering a personal identification number or PIN code (thus providing two-factor ...