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2. When to refinance your private student loans - AOL

   www.aol.com/finance/refinance-private-student...

   This can add years to your repayment timeline, in addition to increasing the overall cost of the loan. Interest rates on private loans can be fixed or variable and currently fall between 4 percent ...

3. How to calculate loan payments and costs - AOL

   www.aol.com/finance/calculate-loan-payments...

   Starting loan balance. Monthly payment. Paid toward principal. Paid toward interest. New loan balance. Month 1. $20,000. $387. $287. $100. $19,713. Month 2. $19,713. $387

4. What is student loan refinancing and how does it work? - AOL

   www.aol.com/finance/student-loan-refinancing...

   Key takeaways. Student loan refinancing involves taking out a new loan to pay off one or more of your current student loans and streamline the repayment process.

5. What Is the Monthly Payment on a $20,000 Student Loan? - AOL

   www.aol.com/monthly-payment-20-000-student...

   For those with $20,000 in student loan debt, that monthly payment could be substantial. ... on all student loans — including private loans — was estimated at $460 as of 2022, according to ...

6. How to choose a private student loan for college

   www.aol.com/finance/choose-best-private-student...

   Key takeaways. Consider the student loans’ key factors, such as interest rates, fees, eligibility requirements, repayment terms, co-signer options and if the product caters to your educational ...

7. What is a private student loan? - AOL

   www.aol.com/finance/private-student-loan...

   Through some government programs, you can adjust your student loan repayment to 25 or 30 years, while most private student loans have caps of 15 years for undergraduates. No government-sponsored ...