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A balance transfer is when you move your balance from one credit card to another offering a lower or 0% annual percentage rate (APR) for a set period of time, usually six months to up to two years ...
Credit card. Balance transfer details. Bankrate score. Navy Federal Credit Union Platinum Credit Card* 0.99 percent intro APR on balance transfers for 12 months (11.24 percent to 18 percent ...
The most important reason to pursue a balance transfer credit card is to take advantage of a low or 0 percent introductory APR offer. By transferring your debt to this new card, you start saving ...
For balance transfer credit cards, the 0 percent intro APR applies to the debt you move over. In many cases, you’ll be charged the standard APR for purchases (unless the card offers an ...
Key takeaways. A balance transfer credit card can help you pay off existing debt by taking advantage of an introductory 0 percent APR. Decide whether it’s worthwhile to transfer the debt ...
Most balance transfer cards charge balance transfer fees of 3 percent to 5 percent of your balance. So, if you transfer $5,000 in debt to a balance transfer card, you could pay an extra $150 to ...
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