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  2. Do Your Student Loans Affect Your Credit? - AOL

    www.aol.com/finance/student-loans-affect-credit...

    If you default on your student loan, you risk damaging your credit permanently. For federal loans, default occurs after 270 days of nonpayment and remains on your credit report for up to seven ...

  3. 8 Questions To Ask Yourself Before You Take Out Student Loans

    www.aol.com/8-questions-ask-yourself-student...

    Federal loans currently have fixed interest rates ranging from 6.53% to 9.08%, while private loans can have variable rates exceeding 10%. Borrowers should carefully review the interest rates and ...

  4. How to improve your credit with student loans - AOL

    www.aol.com/finance/improve-credit-student-loans...

    With federal student loans, you can sign up for an income-driven repayment plan to lower your monthly payment, or you could apply for deferment or forbearance to temporarily pause payments without ...

  5. How Student Loans Affect Your Credit - AOL

    www.aol.com/news/student-loans-affect-credit...

    Student loans can have a major effect on your credit score, so it pays to understand the relationship between student loans and credit. On one hand, borrowing and paying back student loans can do ...

  6. Student Loans: How Much Do Late Payments Affect Your Credit ...

    www.aol.com/finance/student-loans-much-payments...

    On the other hand, properly executing a repayment plan can boost your credit score, and this will enable you to apply for future loans and credit cards. There are many different types of credit ...

  7. Student loan forbearance vs. deferment: Key differences and ...

    www.aol.com/finance/student-loan-forbearance-vs...

    Federal student loan forbearance allows you to skip your student loan payments for a given time or temporarily make a smaller payment. The catch: Interest will still accrue on your balance.

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