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With indemnity dental plans, the insurance company generally pays the dentist a percentage of the cost of services. Restrictions may include the co-payment requirements, waiting period, stated deductible, annual limitations, graduated percentage scales based on the type of procedure, and the length of time that the policy has been owned.
Administrative costs. About 25% of U.S. healthcare costs relate to administrative costs (e.g., billing and payment, as opposed to direct provision of services, supplies and medicine) versus 10-15% in other countries. For example, Duke University Hospital had 900 hospital beds but 1,300 billing clerks.
New Mexico Health Resources produced a report in 2008, showing the impact and drawbacks of general dental care in the United States. It stated that many of the figures used to measure dental care could be inaccurate without diagnostic codes. The report summarized at the time there were widespread unexplained variations in clinical decisions ...
Nearly 370,000 Hoosiers lost dental insurance last year, according to a study by a nonprofit that tracks access to dental care. Without insurance, families and children may not get teeth cleanings ...
Health insurance costs are a major factor in access to health coverage in the United States. The rising cost of health insurance leads more consumers to go without coverage [1] and increase in insurance cost and accompanying rise in the cost of health care expenses has led health insurers to provide more policies with higher deductibles and other limitations that require the consumer to pay a ...
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