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In 2025, the catch-up contribution limit for 401(k)s is $7,500, unchanged from 2024. So if you're 50 or older by the end of 2025, you can put up to $31,000 into your 401(k). IRA limits for 2025.
The IRA catch‑up contribution limit for individuals aged 50 also stayed at $1,000 for 2025, after a cost-of-living adjustment, the IRS said. ... IRS sets 401(k) limits for 2025, adds new catch ...
Now the general catch-up contribution for 401(k)s is staying the same at $7,500 in 2025. So for many savers aged 50 and over, the maximum 401(k) contribution in the new year will be $31,000.
The standard 401(k) contribution limits for 2025 are going up. ... For employees aged 50 and older with a 401(k), the catch-up contribution limit will stay at $7,500 in 2025, the same as in 2024. ...
While the 401(k) contribution limit will increase, the IRS did not raise the annual contribution limit for Individual Retirement Accounts (IRAs), which will stay at $7,000 in 2025. The catch-up ...
Under SECURE 2.0, employees aged 60, 61, 62, and 63 will see an even higher catch-up limit. For 2025, this boosted limit will be $11,250 instead of $7,500. ... Although the 401(k) contribution ...
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