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2. How to Get the Best Auto Loan Rates as a First-Time Car Buyer

   www.aol.com/finance/best-auto-loan-rates-first...

   For first-time car buyers, one of the most daunting parts of negotiating a good deal right now is interest rates.The average auto loan rate for someone with excellent credit is 5.25%, according to ...

3. Can You Buy a Car with Bad Credit? - AOL

   www.aol.com/buy-car-bad-credit-214400595.html

   Tips For Getting Auto Loan Approval With Bad Credit. ... To determine how much your current car is worth, check out Car and Driver's trade in tool calculator. Many offer online tools you can use ...

4. Car finance - Wikipedia

   en.wikipedia.org/wiki/Car_finance

   The borrower then pays off the financial institution the same as for a direct loan. [citation needed] Typically, the indirect auto lender will set an interest rate, known as the "buy rate". The auto dealer then adds a markup to that rate, and presents the result to the customer as the "contract rate".

5. Pre-qualification - Wikipedia

   en.wikipedia.org/wiki/Pre-qualification

   In a mortgage context, pre-qualification denotes a process that has not yet been underwritten by the lending institution. Typically, subprime lenders will allow 50% DTI. . Common monthly debts used for calculating DTI are mortgage (or new mortgage payment), auto payment(s), minimum credit card payment(s), student loans, and any other common monthly or revolving debt that is on the applicant's ...

6. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to evaluate the risk of lending money to ...

7. Why is good credit so important? - AOL

   www.aol.com/finance/why-good-credit-important...

   For example, getting a 60-month new auto loan for $25,000 costs far more with a 500 credit score than with 700 credit score according to the MyFICO loan savings calculator. 500 credit score 700 ...