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Bankrate explores why it’s a bad idea to drive without insurance in Indiana. ... $50,000 of bodily injury liability coverage per accident. $25,000 of property damage liability coverage.
For example, in Hawaii, the fine for driving without insurance can range from $100 to $5,000, while Iowa does not have a maximum or minimum fine set. In most cases, even if you do not receive a ...
And if you have been caught driving without insurance before, your license may even be revoked. Required forms: Some states may require that you have an SR-22 or FR-44 on file with your DMV before ...
The insurance company will not pay more than $25,000 for property damage in repairs to the vehicle that the insured one hit. In the state of Indiana, the minimum liability limits are $25,000/$50,000/$10,000, [7] so there is a greater property damage exposure for only carrying the minimum limits.
An SR-22 is not an insurance policy, but a filing, or an add-on, that is added to a personal automobile liability insurance policy. Not all insurance carriers offer SR-22 filings in all territories. For instance, an insurer may offer traditional base coverage in a particular state but not issue an SR-22 in that state. [4]
The insurance company will ordinarily pay the judgment, up to the policy limits, once a court determines that an uninsured motorist was at fault. Some states' laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.
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