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  2. Mortgages for seniors: Getting a home loan in retirement - AOL

    www.aol.com/finance/mortgages-seniors-getting...

    You can also ask your lender about senior citizen mortgage assistance programs that are available in your state. ... VA or USDA loan: These government-insured loans might be easier to qualify for ...

  3. Mortgages for seniors: Getting a home loan in retirement - AOL

    www.aol.com/finance/mortgages-seniors-getting...

    Loan type. Minimum credit score. Conventional loans. 620. FHA loans. 580 with 3.5% down payment, 500 with 10% down payment. VA loans. No minimum requirement, but generally 620

  4. Home Affordable Refinance Program - Wikipedia

    en.wikipedia.org/wiki/Home_Affordable_Refinance...

    The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.

  5. Are government loans easier to get? - AOL

    www.aol.com/finance/government-loans-easier...

    Government-backed loans like FHA, VA, and USDA loans, often touted easier to get, actually have higher denial rates than conventional loans. Government loans do offer lower down payment and credit ...

  6. Benefits.gov - Wikipedia

    en.wikipedia.org/wiki/Benefits.Gov

    At the end of September 2024, the website was shut down and replaced by benefits subpages found on the websites USA.gov and USAGov en Español [1].This was a result of Executive Order 14058 by President Biden in 2021, which directed the General Services Administration to “develop a roadmap for a redesigned USA.gov website that aims to serve as a centralized, digital ‘Federal Front Door ...

  7. Administration of federal assistance in the United States

    en.wikipedia.org/wiki/Administration_of_federal...

    In the United States, federal assistance, also known as federal aid, federal benefits, or federal funds, is defined as any federal program, project, service, or activity provided by the federal government that directly assists domestic governments, organizations, or individuals in the areas of education, health, public safety, public welfare, and public works, among others.

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