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2. Personal loans vs. credit cards: Which is better for you? - AOL

   www.aol.com/finance/personal-loans-vs-credit...

   Personal loans. Credit cards. Average interest rates. 11.91%. 20.75%. Repayment terms. Make fixed monthly payments during a set period, typically between 12 and 84 months

3. Fixed vs. variable interest rates: How these rate types work ...

   www.aol.com/finance/fixed-vs-variable-interest...

   Typical interest rates on home equity loans are lower than those of the average credit card and personal loan, and tapping into your home's value to pay off high-interest debt could significantly ...

4. What is a credit card? - AOL

   www.aol.com/finance/credit-card-174722457.html

   Interest rate. Interest is a fee that banks charge on the line of credit they extend to their customers. Interest rates vary depending on the card and credit score of the person applying for the card.

5. Credit card interest - Wikipedia

   en.wikipedia.org/wiki/Credit_card_interest

   Interest rates vary widely. Some credit card loans are secured by real estate, and can be as low as 6 to 12% in the U.S. (2005). [citation needed] Typical credit cards have interest rates between 7 and 36% in the U.S., depending largely upon the bank's risk evaluation methods and the borrower's credit history.

6. Need Money? Here Are 4 Reasons a Loan Is a Better ... - AOL

   www.aol.com/finance/money-4-reasons-loan-better...

   The average credit card interest rate is 22.75%, and the average personal loan rate is 12.35%, according to the most recent Federal Reserve data. Of course, if you have a credit card with a high ...

7. Personal loan vs. personal line of credit: What’s the difference?

   www.aol.com/finance/personal-loan-vs-personal...

   The other major difference between personal loans and lines of credit is the interest you pay. Personal loans tend to have fixed interest rates. A line of credit may have a variable rate during ...