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  2. State defaults in the United States - Wikipedia

    en.wikipedia.org/wiki/State_defaults_in_the...

    Without the possibility of bankruptcy, a state can experience the debt overhang problem, where large existing debt burdens deter any additional lending to the state, driving out capital. [7] The state's ability to tax and collect revenue is not unlimited; residents can simply move away if the tax is too high. [11]

  3. What Happens If a State Goes Bankrupt? - AOL

    www.aol.com/happens-state-goes-bankrupt...

    No state has ever declared bankruptcy, though. As state and local governments have shut down businesses to prevent the spread of COVID-19, they have also ended much of the consumer activity that ...

  4. Bankruptcy in the United States - Wikipedia

    en.wikipedia.org/.../Bankruptcy_in_the_United_States

    Originally, bankruptcy in the United States, as nearly all matters directly concerning individual citizens, was a subject of state law. However, there were several short-lived federal bankruptcy laws before the Act of 1898: the Bankruptcy Act of 1800, [3] which was repealed in 1803; the Act of 1841, [4] which was repealed in 1843; and the Act of 1867, [5] which was amended in 1874 [6] and ...

  5. Chapter 9, Title 11, United States Code - Wikipedia

    en.wikipedia.org/wiki/Chapter_9,_Title_11...

    Chapter 9, Title 11, United States Code is a chapter of the United States Bankruptcy Code, available exclusively to municipalities and assisting them in the restructuring of their debt. On July 18, 2013, Detroit, Michigan became the largest city in the history of the United States to file for Chapter 9 bankruptcy protection.

  6. Should You Declare Bankruptcy? Here's How to Decide - AOL

    www.aol.com/declare-bankruptcy-heres-decide...

    This is a repayment plan spread over three to five years, where you pay back a portion of your debts based on your income. Unfortunately, many people struggle to complete their Chapter 13 plans ...

  7. What to know about financial insolvency

    www.aol.com/finance/everything-know-financial...

    The IRS defines insolvency as having total liabilities that exceed your total assets. This could be due to earning too little to keep up with your expenses or having expenses that have escalated ...

  8. Insolvency - Wikipedia

    en.wikipedia.org/wiki/Insolvency

    However, some state courts have begun to find individual corporate officers and directors liable for driving a company deeper into bankruptcy, under the legal theory of "deepening insolvency". [ 12 ] In determining whether a gift or a payment to a creditor is an unlawful preference, the date of the insolvency, rather than the date of the ...

  9. Which debts can’t be discharged in bankruptcy? - AOL

    www.aol.com/finance/debts-t-discharged...

    Depending on the type of bankruptcy you pursue, many of your outstanding debts will be addressed through a payment plan or paid off through liquidation of non-exempt assets. Filing for bankruptcy ...