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California insurers will be required to sell coverage in wildfire-prone regions that have seen an insurer exodus in recent years, state Insurance Commissioner Ricardo Lara announced Monday. Under ...
California Affiliated Risk Management Authority (CARMA) is a California public agency dedicated to innovative approaches in providing financial protection for its public entity members against catastrophic loss. CARMA is an excess general liability pool consisting of five-member joint powers authorities (JPA), with over 135 underlying members.
Risk-adjusted return on capital (RAROC) is a risk-based profitability measurement framework for analysing risk-adjusted financial performance and providing a consistent view of profitability across businesses. The concept was developed by Bankers Trust and principal designer Dan Borge in the late 1970s. [1]
California's ban on two widely used toxic flame retardants was supported by OEHHA's research. The California ban led to these chemicals being phased out in the United States. In the face of strong opposition, OEHHA was the first government agency to establish that diesel exhaust causes cancer and induces asthma in children. OEHHA's work has led ...
The risk could be widespread, however. Earlier this month, a tsunami warning covering most of coastal Northern California was issued after a magnitude 7.0 quake struck off Humboldt County. That ...
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Risk equalization is a way of equalizing the risk profiles of insurance members to avoid loading premiums on the insured to some predetermined extent.. In health insurance, it enables private health insurance to operate in some countries to be offered at a common rate for all even though insurers are not allowed by law to reject clients or impose special conditions for their health insurance.
Bankrate’s premium data from Quadrant Information Services indicates that the annual average cost of home insurance in California is $1,217 for $250,000 in dwelling coverage, which is about 28 ...