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No Need for a Bank Account. Budgeting Control. No Credit Impact. Security if the card is lost or stolen. Cons. Monthly maintenance or reloading fees. No Credit Building. Limited Use, especially ...
Pros. Cons. Can get a free debit card even if you don’t have good credit. Many prepaid cards come with fees such as activation fees, transaction fees, reload fees, withdrawal fees.
Discover Cashback Debit Account. Another online-only financial institution, Discover, offers a no-fee checking account with 1.00% cash back on $3,000 of debit card purchases monthly. If you max ...
Discover Bank: Best online checking for cash back and no fees. The Cashback Debit account from Discover Bank earns 1 percent cash back on up to $3,000 debit card purchases each month, and it’s ...
Here are a few ways you can get a debit card without a bank account. Prepaid debit cards. ... You want to look for prepaid card options that have low or no monthly fees, give you a variety of ways ...
Fees and Details. Card Purchase Fee. Free if bought online; up to $9.95 at retailers. Monthly Fee. Between $5 and $9.95 per month or $1.50 per transaction, depending on the plan
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