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  2. Seller's points - Wikipedia

    en.wikipedia.org/wiki/Seller's_points

    Buyers can use seller's points to pay for prepaid costs, mortgage interest or temporary rate buydowns. [3] This means that if you have money in savings that you must retain, you could ask the seller to pay for a 1 to 2 percent interest rate reduction for a year or prepay your interest, homeowner’s association fees or homeowner’s insurance for a set period.

  3. Mortgage industry of the United States - Wikipedia

    en.wikipedia.org/wiki/Mortgage_industry_of_the...

    Common indices in the U.S. include the U.S. Prime Rate, the London Interbank Offered Rate (LIBOR), and the Treasury Index ("T-Bill"); other indices are in use but are less popular. In the U.S., the fixed rate mortgage term is usually up to 30 years (15 and 30 being the most common), although longer terms may be offered in certain circumstances.

  4. Mortgage points: What are they and how do they work? - AOL

    www.aol.com/finance/mortgage-points-192840885.html

    By buying two points for $6,400 upfront, the borrower’s interest rate shrank to 6.5 percent, lowering their monthly payment by $85, and saving them $30,709 in interest over the life of the loan.

  5. Property tax in the United States - Wikipedia

    en.wikipedia.org/wiki/Property_tax_in_the_United...

    The tax is computed as the determined market value times an assessment ratio times the tax rate. [10] Assessment ratios and tax rates vary among jurisdictions, and may vary by type of property within a jurisdiction. [11] Most jurisdictions' legislative bodies determine their assessment ratios and tax rates, though some states impose constraints ...

  6. State tax levels in the United States - Wikipedia

    en.wikipedia.org/wiki/State_tax_levels_in_the...

    State tax levels indicate both the tax burden and the services a state can afford to provide residents. States use a different combination of sales, income, excise taxes, and user fees. Some are levied directly from residents and others are levied indirectly. This table includes the per capita tax collected at the state level.

  7. Module : Location map/data/United States Hawaii (island)

    en.wikipedia.org/wiki/Module:Location_map/data/...

    name = Hawaii (island) Name used in the default map caption; image = Map of Hawaii.png The default map image, without "Image:" or "File:" top = 20.3318 Latitude at top edge of map, in decimal degrees; bottom = 18.8543 Latitude at bottom edge of map, in decimal degrees; left = -156.1212 Longitude at left edge of map, in decimal degrees; right ...

  8. List of places in Hawaii - Wikipedia

    en.wikipedia.org/wiki/List_of_places_in_Hawaii

    Rank Name Population (2020) County 1 Honolulu †† 350,964 Honolulu: 2 East Honolulu: 50,922 Honolulu: 3 Pearl City: 45,295 Honolulu: 4 Hilo † 44,186

  9. Midway Atoll - Wikipedia

    en.wikipedia.org/wiki/Midway_Atoll

    Map showing the location of Midway Atoll in the Hawaiian island chain. Midway Atoll (colloquial: Midway Islands; Hawaiian: Kuaihelani, lit. 'the backbone of heaven'; Pihemanu, 'the loud din of birds') [3] [4] is a 2.4 sq mi (6.2 km 2) atoll in the North Pacific Ocean.