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Innovis began as ACB Services, founded by Associated Credit Bureaus (ACB) in 1970. [4] In 1989, ACB Services was purchased and renamed Consumers Credit Associates (CCA). First Data Corporation purchased CCA and renamed it Innovis, Inc. in 1997. Most recently, CBC Companies purchased Innovis, Inc. in 1999. [5] [6]
Credit reporting agencies are also known as credit bureaus or consumer reporting agencies. The three main credit bureaus in the United States are Equifax, Experian and TransUnion, but lesser-known ...
A credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, a Special Accessing Entity in the Philippines, and also to private lenders. [1]
These bureaus collect and maintain consumer credit information and then resell it to other businesses in the form of a credit report. While the credit bureaus operate outside of the federal ...
Three major U.S. credit bureaus make decisions about your credit that can cost -- or save -- you tens of thousands of dollars. Whether you want to improve your credit, apply for a loan, receive ...
Equifax primarily operates in the business-to-business sector, selling consumer credit and insurance reports and related analytics to businesses in a range of industries. [citation needed] Business customers include retailers, insurance firms, healthcare providers, utilities, government agencies, as well as banks, credit unions, personal and specialty finance companies and other financial ...
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