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Average personal loan interest rates in the U.S. by percentage Interest rates by credit score. The interest rates you qualify for have a lot to do with your credit history and credit score. Your ...
Key takeaways. The current average personal loan interest rate is 12.36%. Excellent credit results in the lowest rates — and poor credit may have rates over 30%.
Advertised interest rates range from 8% to 36%, though the average interest rate on a two-year personal loan was 11.92% as of May 2024, according to the Federal Reserve Bank of St. Louis.
The average personal loan interest rate for borrowers with excellent credit is between 10.73 percent and 12.5 percent. But if your credit score is categorized as average — or 630 to 689 — the ...
The average personal loan interest rate as of March 20, is 12.10 percent. Though further rate hikes are unlikely, rates remain at historic highs. How the Fed impacts fixed vs. variable-rate loans .
What is the average rate on a personal loan? The average personal loan interest rate was 12.33% APR in November 2024, according to the latest available data.However, rates can vary widely based on ...
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