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  2. What happens when your 0% intro APR period ends? - AOL

    www.aol.com/finance/happens-0-intro-apr-period...

    If you have a balance transfer credit card that offers a 0 percent intro APR on balance transfers, you have the opportunity to pay off high-interest debt during the card’s promotional period.

  3. What is a 0% intro APR card? What to know about no ... - AOL

    www.aol.com/finance/intro-apr-cards-001631619.html

    In this example, you’d pay exactly $3,000 total with the 0% intro APR card, whereas with a traditional credit card charging 20% APR, you'd pay about $415 in interest if you took 15 months to pay ...

  4. No-penalty CD vs. savings account: How to match your ... - AOL

    www.aol.com/finance/no-penalty-cd-vs-savings...

    No minimum balance requirement. Many savings accounts, especially online options, let you open an account with any amount. Drawbacks of a savings account.

  5. Promotional merchandise - Wikipedia

    en.wikipedia.org/wiki/Promotional_merchandise

    The first known promotional products in the United States were commemorative buttons dating back to the election of George Washington in 1789. During the early 19th century, there were some advertising calendars, rulers, and wooden specialties, but there was no organized industry for the creation and distribution of promotional items until later in the 19th century.

  6. Discounts and allowances - Wikipedia

    en.wikipedia.org/wiki/Discounts_and_allowances

    The rationale for a senior discount offered by companies is that the customer is assumed to be retired and living on a limited income, and unlikely to be willing to pay full price; sales at reduced price are better than no sales. Non-commercial organizations may offer concessionary prices as a matter of social policy. [13]

  7. Post-it note - Wikipedia

    en.wikipedia.org/wiki/Post-it_Note

    Arthur Fry with a Post-it note on his forehead. In 1968, Spencer Silver, a scientist at 3M in the United States, attempted to develop a super-strong adhesive.Instead, he accidentally created a "low-tack", reusable, pressure-sensitive adhesive for the aerospace industry.

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