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2. Student Loan Borrowers Are Filing Bankruptcy to Avoid ... - AOL

   www.aol.com/student-loan-borrowers-filing...

   A Chapter 7 bankruptcy will affect your credit score and stay on your file for as long as 10 years. ... Even though President Joe Biden’s plan to forgive federal student loan debt fell through ...

3. Student loans and bankruptcy: What you need to know - AOL

   www.aol.com/finance/student-loans-bankruptcy...

   Borrowers can choose between Chapter 7 and Chapter 13 bankruptcy, but they must file a separate adversary proceeding for student loans. ... forgiveness programs and income-driven repayment plans ...

4. How to get out of debt without paying - AOL

   www.aol.com/finance/debt-without-paying...

   You may also have student loan debt forgiven if you file bankruptcy, have a permanent disability or die. ... Chapter 7: In a Chapter 7 bankruptcy filing, some of your assets are sold to pay back ...

5. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   As things stand, should anyone filing for bankruptcy fail to meet the Internal Revenue Service regulated ‘means test', they would instead be shelved into the Chapter 13 debt restructuring plan. Essentially, Chapter 13 bankruptcies simply tell borrowers that they must pay back some or all of their debts to all unsecured lenders. Repayments ...

6. Bankruptcy Abuse Prevention and Consumer Protection Act

   en.wikipedia.org/wiki/Bankruptcy_Abuse...

   [1] The BAPCPA was intended to make it more difficult for debtors to file a Chapter 7 Bankruptcy—under which most debts are forgiven (or discharged)—and instead required them to file a Chapter 13 Bankruptcy—under which the debts they incurred are discharged only after the debtor has repaid some portion of these debts.

7. Chapter 7, Title 11, United States Code - Wikipedia

   en.wikipedia.org/wiki/Chapter_7,_Title_11...

   Chapter 7 of Title 11 U.S. Code is the bankruptcy code that governs the process of liquidation under the bankruptcy laws of the U.S. In contrast to bankruptcy under Chapter 11 and Chapter 13, which govern the process of reorganization of a debtor, Chapter 7 bankruptcy is the most common form of bankruptcy in the U.S. [1]