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Debt relief comes in many forms, ... Once approved by a judge and court-appointed trustees, you can either qualify for Chapter 13 or Chapter 7 bankruptcy. Unlike with settlement, creditors legally ...
There are two common forms of bankruptcy: Chapter 7 (property liquidation to pay creditors) ... Weigh the advantages and disadvantages of the different debt relief programs. While most can lower ...
However, bankruptcy can be helpful as it provides a break from creditors and may result in forgiven debt. There are two main types of bankruptcy — Chapter 7 and Chapter 13. Both types of ...
Debt relief or debt cancellation is the ... are Chapter 13 bankruptcy and Chapter 7 bankruptcy. ... and an indigence program that still required ...
Chapter 7 of Title 11 U.S. Code is the bankruptcy code that governs the process of liquidation under the bankruptcy laws of the U.S. In contrast to bankruptcy under Chapter 11 and Chapter 13, which govern the process of reorganization of a debtor, Chapter 7 bankruptcy is the most common form of bankruptcy in the U.S. [1]
Congress amended this section of the Bankruptcy Code to provide for the dismissal or conversion of a Chapter 7 case upon a finding of "abuse" by an individual debtor (or married couple) with "primarily consumer debt". The pre-BAPCPA language of § 707(b) provided for dismissal of a chapter 7 case upon a finding of "substantial abuse".
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