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  2. Debt consolidation without a loan: Here’s how to do it

    www.aol.com/finance/alternatives-debt...

    A debt consolidation loan can simplify debt repayment and even help you save money in the long run. But for it to be effective, you must identify and address the financial habits that led to the ...

  3. 5 best debt consolidation options

    www.aol.com/finance/5-best-debt-consolidation...

    Bankrate’s take:Debt consolidation loanscan be used for consolidating credit card debt, medical debt and student loan debt. 4. Peer-to-peer loan. Peer-to-peer (P2P) lending platforms pair ...

  4. Choosing a debt consolidation lender: How to find the best

    www.aol.com/finance/choosing-debt-consolidation...

    You can convert up to 85 percent of your property’s equity into cash and use it to consolidate debt with a home equity loan. It acts as a second mortgage with a five-year repayment period of ...

  5. 10 Best Debt Consolidation Loans

    www.aol.com/10-best-debt-consolidation-loans...

    LightStream is a division of Truist Bank and offers a host of benefits for debt consolidation loans, including $0 fees, same-day funding, loan terms up to 84 months and loan limits up to $100,000.

  6. How to consolidate debt without hurting your credit

    www.aol.com/finance/consolidate-debt-without...

    Faster debt repayment: The main advantage of consolidating debt is combining multiple monthly payments into a single monthly payment. This allows you to direct your payments to a single source.

  7. Debt Consolidation Pros and Cons. Pros: Simplified monthly payments. Potentially lower interest rates (average reduction of 5-10%) Maintained or improved credit score if payments are made on time

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