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India's retail digital lending space has grown significantly in the past decade (2012–22) from US$9 billion to US$270 billion with a CAGR of 39.5%. This huge rise in the lending space can be attributed to various factors. Low credit card penetration: As per the data from RBI, the number of credit card holders was 62 million in 2021.
Unified Payments Interface, commonly referred to as UPI, is an Indian instant payment system as well as protocol developed by the National Payments Corporation of India (NPCI) in 2016. The interface facilitates inter-bank peer-to-peer (P2P) and person-to-merchant (P2M) transactions. [ 1][ 2] It is used on mobile devices to instantly transfer ...
India has no national language. [374] Hindi, with the largest number of speakers, is the official language of the government. [375] [376] English is used extensively in business and administration and has the status of a "subsidiary official language"; [6] it is important in education, especially as a medium of higher education. Each state and ...
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A toll-free telephone number or freephone number is a telephone number that is billed for all arriving calls. For the calling party, a call to a toll-free number from a landline is free of charge. A toll-free number is identified by a dialing prefix similar to an area code. The specific service access varies by country.
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Visa policy of India. Visitors to India must obtain a visa unless they come from one of the visa-exempt countries. Nationals of certain countries may obtain a visa on arrival or an e-Visa online, while others must obtain a visa from an Indian diplomatic mission .
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