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A class action lawsuit filed in January 2019 claims Equifax used "admin" as both password and username for a portal with sensitive information.
Determining the full amount of money Equifax owes you may be a little more complicated, but getting a quick $125 could take less than a minute. First, use this online tool to verify that your data ...
An Equifax internal audit in 2015 showed that there was a large backlog of vulnerabilities to patch, that Equifax was not following its own timescales on patching them, that IT staff did not have a comprehensive asset inventory, that Equifax did not consider how critical an IT asset was when prioritising patches, and that the patching process worked on an 'Honour system'.
Most scholars, like Angela Daly, advocate for federal data breach notification laws emphasize the problem with having varying forms of data breach notification laws. That is, companies are forced to comply with multiple state data breach notification laws. This creates increased difficulty to comply with the laws and the costs.
OptOutPrescreen.com is a joint venture among Equifax, Experian, Innovis, and TransUnion, allowing customers to opt out of receiving credit card solicitations by mail. [ 1 ] Under the Fair Credit Reporting Act (FCRA), consumer reporting agencies are permitted to include customers' names on lists used by creditors or insurers to make offers of ...
In a statement, a spokesperson for Equifax said the settlement "turns the page" on the matter, which it first disclosed in 2022, and that it will continue to invest in its data-quality capabilities.
The first state to pass a credit freeze law was California, with SB 1386 sponsored by Debra Bowen in 2002, effective 2003. [17] In late 2007, all three of the major credit bureaus (following TransUnion's lead) announced that they would let consumers freeze their credit reports, regardless of the state of residency. [18]
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