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The 8 Key Types of Car Insurance. There are several types of car insurance, but you may not need all of them. Here’s a look at common coverage types and when each one might be useful.
Are you unsure if you have the right types of car insurance? Understanding all the choices can be confusing, so we lay out the main insurance options for you.
Car insurance policies include multiple types of coverage, like liability, comprehensive and collision coverage, and more. Read more about the most common types of auto insurance below.
Common types of car insurance. The most common types of car insurance can be broken down into two broad categories: required coverage and optional coverage.
The three main types of car insurance are often considered: liability, comprehensive, and collision. This is because liability is required by law in most states, and comprehensive and collision coverage are required for most car loans and leases.
What are the different types of car insurance? There are a few main types of car insurance coverage: Liability (which has limits attached), full coverage (comprises comprehensive and collision), medical payments coverage, personal injury protection (PIP) and uninsured/underinsured motorist coverage (UIM).
The most common types of car insurance coverage include liability, collision, personal injury protection, uninsured and underinsured motorist, comprehensive, and medical payments.
If you’re shopping for auto coverage, knowing the different types of auto insurance and their coverages is an important step in getting the policy that’s right for you. Here are a few of the basic car insurance types, how they work and what they cover.
Full coverage — which often includes liability, comprehensive, and collision coverage — is usually required by lenders if you finance or lease your car. Additional coverages — such as uninsured motorist, roadside assistance, and rental reimbursement — are worth considering, especially if you depend on your car for work. In This Article.
Understanding the different types of coverages can help you find the right car insurance policy for your needs and budget. Learn about types of auto insurance coverage with GEICO.