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  2. How to consolidate student loans & why you might want to

    www.aol.com/finance/consolidate-student-loans...

    Federal student loans are eligible for consolidation through the U.S. Department of Education’s Direct Consolidation Loan program. Private student loans can be combined through a process more ...

  3. Private student loan (United States) - Wikipedia

    en.wikipedia.org/wiki/Private_student_loan...

    The biggest student loan lender, Sallie Mae, was formerly a government-sponsored entity, which became private between 1997-2004. A number of financial institutions offer private student loans, including banks like Wells Fargo, and specialized companies. There are also a number of state-affiliated, nonprofit student loan lenders, which account ...

  4. Have Bad Credit? You Can Still Consolidate Some of Your ...

    www.aol.com/finance/bad-credit-still-consolidate...

    Student loan consolidation combines multiple student loans with different interest rates and term lengths into a single loan. Discover: Top 10 Richest People in the World More: 22 Side Gigs That ...

  5. Pros and cons of consolidating student loans

    www.aol.com/finance/pros-cons-consolidating...

    Key takeaways. Direct Consolidation Loans and private student loan refinancing helps make federal student loans more manageable by rolling several balances into a single loan product.

  6. Earnest (company) - Wikipedia

    en.wikipedia.org/wiki/Earnest_(company)

    Earnest provides private student loans and student loan refinancing to borrowers. The company does not focus solely on standard measures such as credit scores but takes a more individualized approach when evaluating borrowers by looking at their education, income potential, spending, and saving habits. [5] [20] [10]

  7. 4 types of debt you can consolidate

    www.aol.com/finance/3-types-debt-consolidate...

    You have high-interest private student loan debt. Your new loan (whether federal or private) carries a much lower APR than your current student loan debt. See related: How to consolidate student loans

  8. What is student loan refinancing and how does it work? - AOL

    www.aol.com/finance/student-loan-refinancing...

    Set up reminders on your phone or calendar to make your payment. To simplify the process, you can also automate your student loan payments. Some lenders even provide a discount for setting up autopay.

  9. Pros and cons of debt consolidation

    www.aol.com/finance/pros-cons-debt-consolidation...

    American consumer debt — including mortgages, car loans, credit cards and student loans — reached $16.90 trillion in the fourth quarter of 2022, according to the New York Federal Reserve. This ...

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