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Credit score: While the government sets no minimum credit score for getting a VA loan, the individual lender, which actually approves the mortgage, probably does. If your credit score isn’t in ...
In most cases, borrowers don’t need to make a down payment to get a VA loan. You won’t need to pay mortgage insurance either — a key difference between VA loans and conventional and FHA ...
Home inspections are not required for VA loans, but you must get a home appraisal. The U.S. Department of Veterans Affairs (VA) effectively has a no-limits policy on home loans for eligible borrowers.
A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA). The program is for American veterans, military members currently serving in the U.S. military, reservists and select surviving spouses (provided they do not remarry) and can be used to purchase single-family homes, condominiums, multi-unit properties, manufactured homes and ...
Availability: All U.S. states Loans offered: Conventional, jumbo, FHA, VA Credit requirements: 650 for conventional loans, 700 for jumbo loans, 620 for FHA loans Down payment minimum: 3% for ...
If you’re an eligible active-duty military member, veteran or surviving spouse, you can use a VA loan — guaranteed by the U.S. Department of Veterans Affairs (VA) — to buy a new property or ...
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