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  2. Life Insurance: How to Choose The Best Option for You ... - AOL

    www.aol.com/life-insurance-choose-best-option...

    Life insurance is a necessity if you have immediate family or others that count on your income. ... beneficiaries will receive a payout regardless of when you pass away. ... 500,000 policy for a ...

  3. Community rating - Wikipedia

    en.wikipedia.org/wiki/Community_rating

    The Star of Life, incorporating the rod of Asclepius, a symbol of medical care. Community rating is a concept usually associated with health insurance, which requires health insurance providers to offer health insurance policies within a given territory at the same price to all persons without medical underwriting, regardless of their health status.

  4. Can I Still Get Life Insurance If I Have Cancer? - AOL

    www.aol.com/finance/cancer-still-life-insurance...

    With a guaranteed issue or direct issue life insurance policy, no medical underwriting occurs so you can qualify for insurance regardless of your current cancer status.

  5. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    Life insurance (or life assurance ... Premiums were regulated according to age, and anybody could be admitted regardless of their state of health and other ...

  6. 47% of Americans overestimate life insurance costs – here’s ...

    www.aol.com/finance/47-americans-overestimate...

    The cost of life insurance is influenced by various factors: age, health, lifestyle habits and the amount of coverage you choose. The fewer risk factors you have, the more affordable your premium ...

  7. Medical underwriting - Wikipedia

    en.wikipedia.org/wiki/Medical_underwriting

    Medical underwriting is a health insurance term referring to the use of medical or health information in the evaluation of an applicant for coverage, typically for life or health insurance. As part of the underwriting process, an individual's health information may be used in making two decisions: whether to offer or deny coverage and what ...

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