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As of July 1, 2020, PIP coverage is required in Michigan for all drivers except for certain Medicare members who choose to opt out of PIP insurance. Under the new no-fault law, Michigan gives ...
Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
In no-fault states, PIP covers medical expenses for you and your passengers regardless of who caused the accident. This includes hospital bills, lost wages while recovering and essential services ...
In 2019, the Michigan Legislature changed the state’s no-fault auto insurance law so that drivers will no longer be required to purchase unlimited medical coverage. [12] Instead, under the PIP Choice system that was enacted, drivers have the choice of selecting medical coverage with limits of $50,000 (for drivers on Medicaid), $250,000 ...
This $0 PIP option is only available for those on Medicare or with commercial health insurance that covers auto accidents and has a deductible below $6,001. ... Under Michigan's no-fault system ...
If you pick the no-fault option, your insurance covers your injuries regardless of who caused the accident. Choose the at-fault option, and you keep your right to sue the other driver but might ...
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