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Pre-need insurance, also called pre-paid or funeral insurance, is life insurance purchased directly through a funeral home. ... Some companies do offer burial insurance for younger individuals ...
The company stopped selling funeral policies in 2008 after multiple states began investigations and was forced to liquidate that same year by the Texas Department of Insurance. This case is far ...
These pre-need insurance policies are designed specifically to cover funeral costs. You pay regular premiums until you die, and the funeral provider gets paid from the policy’s value. Funeral Trust
National Guardian Life Insurance Company (NGL) was founded in 1909 under the name The Wisconsin State Life Insurance Company as a stock company in Madison, Wisconsin. In August 1910 the company changed their name to Guardian Life Insurance Company and a month later the first life insurance policy - policy #1 with a face amount of $5,000 - was sold.
In the 1960s, a push for large companies acquiring smaller funeral homes and cemeteries occurred. [21] Although there has been a consistent push for consolidation, the majority of the industry still consists of small, family-owned businesses. [21] As of 2019, there are around 19,136 funeral homes that provide funeral services in the U.S.
The Funeral Rule, enacted by the Federal Trade Commission on April 30, 1984, and amended effective 1994, is a U.S. federal regulation designed to protect consumers by requiring that they receive adequate information concerning the goods and services they may purchase from a funeral provider.
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