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  2. How credit inquiries affect your credit score - AOL

    www.aol.com/finance/credit-inquiries-affect...

    Any time you pull your credit file from Experian, TransUnion or Equifax to assess your credit history or dispute credit report errors, it counts as a soft inquiry and won’t affect your credit ...

  3. Can you remove hard inquiries from your credit report? - AOL

    www.aol.com/finance/remove-hard-inquiries-credit...

    A soft inquiry will not affect your credit score. That’s because soft inquiries are used for informational purposes rather than for lending decisions. A soft pull will pop up on your credit ...

  4. A hard credit inquiry impacts your credit score (usually by a few points), is reported on your credit history, and usually stays there for two years. ‘SoftCredit Inquiry vs. ‘Hard ...

  5. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    [citation needed] Credit inquiries that were made by the consumer (such as pulling a credit report for personal use), by an employer (for employee verification), or by companies initiating pre-screened offers of credit or insurance do not have any impact on a credit score: these are called "soft inquiries" or "soft pulls", and do not appear on ...

  6. Hard vs. Soft Credit Inquiries: What's the Difference? - AOL

    www.aol.com/news/hard-vs-soft-credit-inquiries...

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  7. How does ‘buy now, pay later’ affect your credit score? - AOL

    www.aol.com/finance/does-buy-now-pay-later...

    Soft credit checks verify your identity and evaluate your financial behavior. Since they don’t involve a full review of your credit report, they are less intrusive and won’t leave a mark on ...

  8. When Hard Inquiries Fall Off a Credit Report, Does Your ... - AOL

    www.aol.com/news/hard-inquiries-fall-off-credit...

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  9. Beyond your driving record: Can your credit score affect your ...

    www.aol.com/finance/car-insurance-credit-score...

    Soft inquiries, such as when you or a lender runs your report for review, don’t affect your credit-based insurance score. ... Savings interest rates today: While temps drop, watch your money ...

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