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Age of home: You might pay more for insurance if you are the owner of an older home. These homes may have outdated features, like an old roof, that could be more prone to damage by a covered peril.
Homeowners pay an average of $1,992 per year for home insurance in Louisiana according to Quadrant Information Services, which is 39 percent higher than the national average for home insurance ...
A homeowners insurance policy is likely one of the best and most affordable ways to protect your property financially. Understanding the different coverage types, limits and deductibles is ...
Earthquake insurance, on the other hand, isn’t usually a requirement, but homeowners living near an active fault line may want to consider purchasing coverage, which can typically be added as an ...
In homeowners insurance, the 80 percent rule refers to the fact that most insurance companies require homeowners to insure their home for at least 80 percent of its total replacement cost.
The average cost of a homeowners policy has risen more than 30% since 2020. Yet you can still find ways to save on insurance, especially for seniors. See cost-saving tips for paying less on your ...
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