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2. The Pros and Cons of Credit Unions - AOL

   www.aol.com/finance/pros-cons-credit-unions...

   Credit unions are financial institutions that accept and insure deposits, issue loans, extend credit and provide most of the same services as banks. However, some key differences set them apart ...

3. Credit union vs. bank mortgage: How to choose - AOL

   www.aol.com/finance/credit-union-vs-bank...

   Mortgage types: Many banks and credit unions offer a variety of mortgage loans, such as fixed and adjustable-rate mortgages, conventional mortgages and FHA loans.

4. 8 ways to refinance a mortgage with bad credit - AOL

   www.aol.com/finance/7-ways-refinance-mortgage...

   How to refinance your mortgage with bad credit. It is possible to refinance with a low credit score, but there are certain steps to take to help boost your approval odds. 1. Try your own mortgage ...

5. Mortgages for seniors: Getting a home loan in retirement - AOL

   www.aol.com/finance/mortgages-seniors-getting...

   When seniors apply for a mortgage, lenders look at the same financial criteria as they do for any other borrower, including credit history and score, debt-to-income (DTI) ratio, income and other ...

6. Mortgages for seniors: Getting a home loan in retirement - AOL

   www.aol.com/finance/mortgages-seniors-getting...

   Minimum credit score. Conventional loans. 620. FHA loans. 580 with 3.5% down payment, 500 with 10% down payment ... taking out a senior mortgage can be a smart play for retirees who can afford to ...

7. How To Refinance a Mortgage With Bad Credit - AOL

   www.aol.com/refinance-mortgage-bad-credit...

   Refinancing your mortgage can be a smart financial move. Sometimes, it can lead to better mortgage loan terms and potentially reduce your monthly payments. For example, refinancing a home can help ...

8. Credit unions: What makes them special? How are they ... - AOL

   www.aol.com/finance/credit-unions-makes-them...

   Plus, credit unions are not-for-profit companies that are focused on serving their members’ needs—meaning you can get higher yields on deposit products and lower interest rates on loans ...

9. Is it time to refinance your mortgage? 5 ways to prepare. - AOL

   www.aol.com/finance/time-refinance-mortgage-5...

   Others are credit unions, mortgage brokers, or other types. Which type is the best fit for you depends mainly on your comfort level with the different business models of these financial firms.